Stabilized Bridge Loans

Short term loans for rent ready properties with no planned renovations

RATES STARTING AT 9.49%*

Our Stabilized Bridge provides flexible short-term loans for your rent-ready properties.

Key Facts About Our Stabilized Bridge

Stabilized Bridge – No DSCR

Stabilized Bridge – DSCR Exit

Maximum Loan To Cost

85% of purchase price + verified completed capex if property owned <6 months

85% of purchase price + verified completed capex if property owned <6 months

Maximum Loan To Value

700 FICO:

70% if property owned >6 months

660-699 FICO:

65% if property owned >6 months

70% LTV

Min DSCR

N/A

1.10 Exit DSCR based on lower of in place rent and market rent

Min FICO

660

660

Purpose

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale

To provide bridge financing on a property that is currently rented or soon to be rented, but is not yet ready for permanent financing

Loan Amount

Min: $75,000

Max: $1,500,000 / larger loans allowed at lender discretion

Min: $75,000

Max: $1,000,000 for SFR,

$2,000,000 for 2-4 unit / larger loans allowed at lender discretion

Term Length
12 months, Up to 18 at Lender Discretion
12 months, Up to 24 at Lender Discretion

Property Types

Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos

Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos

Property Condition

C2 or better

C4 or better with no deferred maintenance

Collateral Restrictions

Property value within 90th percentile of market

No rural, exotic, or unique properties

12 months, Up to 18 at Lender Discretion

READY TO SUBMIT A LOAN?

Why Choose A Stabilized Bridge Loan?

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